Bankruptcy Will Stop Creditor Harassment

The law gives creditors a variety of tools to collect on a debt. The constant stream of letters and phone calls pressuring you to pay a bill that you can no longer afford can negatively affect people both emotionally and physically. Debt collectors can be vigorous in trying to collect on a debt. If you are struggling with creditor harassment, we are here to help.

Stop Collection Calls In Their Tracks

The day you retain us to solve your debt problems, we will handle all of the calls and debt collection letters on your behalf. The Fair Debt Collection Practices Act prohibits creditors from continuing to call you and they must work through your attorney. When you file for bankruptcy, an automatic stay will stop all other collection activities, including foreclosure on your home, repossession of your car, creditor lawsuits and garnishments.

Whether you file for Chapter 7 or Chapter 13 bankruptcy, creditor harassment and collection efforts will stop. The end to creditor harassment is only the first step in regaining control of your life. We will work with you every step of the way to your new debt-free life. However, choosing the right kind of bankruptcy is critical to effectively protecting your interests. At the Law Office of Lora L. Phipps in Terre Haute, Indiana, we have more than 20 years of experience providing individuals and families with goal-oriented solutions to their debt problems.

We explore every solution that may apply to your specific circumstances. We will evaluate your unique situation and explain the array of options that are best suited to your financial circumstances, including the differences between debt settlement, bankruptcy and consolidation programs. Our client-centered approach will allow you to make informed decisions in obtaining effective debt relief.

Call To Put An End To Creditor Harassment

We offer free initial consultations to discuss how bankruptcy will stop creditor harassment. To arrange your meeting with a lawyer who cares about your financial future, call us at 812-235-0300. You may also reach out to us through our online contact form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.