Straight bankruptcy, also referred to as "liquidation proceeding." A typical Chapter 7 Bankruptcy ends in a discharge (release) of most debt without payment or giving up property. The Law Office of Lora L. Phipps has the legal knowledge, skills, and experience to advise clients if they qualify to file a Chapter 7 Bankruptcy. We are proud to extend our professional services to help all of our clients resolve their financial difficulties. In most cases Chapter 7 Bankruptcy will stop collection of debt, lawsuits, and wage garnishment.
Reorganization of business and personal debt also known as a "wage earner's plan." Chapter 13 Bankruptcy is only available to individuals with steady income. At the Law Office of Lora L. Phipps we will create a customized plan designed to repay all or part of you debt. Chapter 13 Bankruptcy can stop mortgage foreclosure and save your home. Chapter 13 Bankruptcy can stop vehicle repossessions, legal proceedings and wage garnishment. By combining a fundamental understanding of the big picture with the complexity of daily interactions and experiences, Lora L. Phipps provides proactive solutions to a diversity of clients.
Prosecution and defense discharge and dischargeability contests, defense of preference claims, defense of exemption contests, prosecution and defense of home mortgage claims, and defense of automatic stay violations. Lora L. Phipps has been practicing Bankruptcy Law for nearly 30 years. Our clients can count on us and depend on our expertise throughout the bankruptcy process.